Privacy

What we collect

• Your name and email (from Google or your registration)
• Your debt names, balances, APRs, minimum payments, and due dates
• The payments and interest entries you log (amounts and dates)

What we never collect

• No bank logins or credentials — ever
• No bank or card transaction feed — we never see your purchases or spending
• No data beyond what the payoff math needs

How we use it

Your data is used solely to calculate your debt payoff projections. We do not sell your data. We do not share it with advertisers.

We partner with Microsoft Clarity to capture how you use and interact with the app through behavioral metrics, heatmaps, and session replay to improve our product. All financial and account input fields are excluded from session recordings. For more information about how Microsoft collects and uses your data, visit the Microsoft Privacy Statement.

How we protect it

• All data is stored in your account only — no other user can access it
• Data is encrypted at rest (AES-256) by our cloud database provider and transmitted over TLS
• Authentication is handled by a managed Google service

Your control

You can permanently delete your account and all your data at any time from the Settings page. No support contact required.